Insurance For Law Firms

Lawyers Professional Liability Coverage — provides attorneys with liability coverage for financial loss suffered by third parties arising from acts, errors, and omissions in providing professional legal services. Fraud, intentional and criminal acts, bodily injury (BI), and property damage (PD) are excluded from coverage. However, most of the policies provide coverage for personal injury (PI) perils (i.e., defamation, invasion of privacy) since allegations of such acts occur frequently in the legal arena. As is the case with most professional liability forms, lawyers professional liability policies are written with a claims-made coverage trigger. Lawyers professional liability coverage is also available in many states through bar-sponsored captive insurers in addition to commercial insurers.

Commercial General Liability (CGL) Policy — a standard insurance policy issued to business organizations to protect them against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations; and advertising and personal injury (PI) liability. The CGL policy was introduced in 1986 and replaced the "comprehensive" general liability policy. 

Cyber and privacy insurance is often confused with technology errors and omissions (tech E&O) insurance. ... Such policies are most often termed "cyber and privacy insurance," "information security and privacy insurance," or "cybersecurity insurance.".

Employment Practices Liability Insurance (EPLI). Definition. Employment Practices Liability Insurance (EPLI) — a type of liability insurance covering wrongful acts arising from the employment process. ... However, employment practices liability

Insures directors and officers of privately held companies against claims alleging mismanagement of the firm. ... Errors and omissions (E&O) liability insurance covering the directors and officers of nonprofit organizations.

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